Tonik raises US$12M Pre-Series C to scale capital-efficient lending in the Philippines, led by Diligent Capital Partners. The funding will support Tonik's technology platform and enhance its regulatory capital position.
PRIVATEDec 04, 2025
Amount Raised
$12 Million
Round Type
Series C
SingaporeProfessional ServicesFinancial ServicesMobileLending And InvestmentsPaymentsFinanceFintechLendingBanking
Investors
Tonik ManagementPlio LimitedAltara CapitalDiligent Capital Partners
Description
Tonik Financial, controlling shareholder of Tonik Digital Bank, has raised US$12 million in Pre-Series C financing led by Diligent Capital Partners. The funding strengthens the regulatory capital position of Tonik Digital Bank and supports continued investment in its technology platform. Tonik has achieved significant growth with a loan portfolio of US$83 million and annualized revenue exceeding US$40 million. The bank aims for cash-flow breakeven by mid-2026, driven by its AI-powered credit scoring and automation.
Company Information
Company
Tonik
Location
Singapore, Southeast Asia, Singapore
About
Tonik is the first digital-only neobank in the Philippines, operating under a full banking license from the Bangko Sentral ng Pilipinas (BSP). It offers loans, deposits, and embedded finance via a mobile-first experience. The company is backed by leading global investors including Mizuho Bank, Insignia Ventures, Peak XV (formerly Sequoia India), and Point72 Ventures.
Fundz sees it the moment Tonik raises, hires an exec or expands, usually minutes after it happens, and tells you who to reach.
SingaporeProfessional ServicesFinancial ServicesMobileLending And InvestmentsPaymentsFinanceFintechLendingBanking